:root{--navy:#16324f;--teal:#2c6e6f;--ink:#24313b;--muted:#5b6871;--paper:#fbfaf7;--soft:#eef4f2;--line:#d9e1df;--white:#fff;--shadow:0 14px 34px rgba(22,50,79,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,"Helvetica Neue",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:99}.skip-link:focus{left:8px}.site-header{position:sticky;top:0;z-index:20;background:rgba(251,250,247,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.header-inner,.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;color:var(--navy)}.brand-logo{display:block;width:52px;height:52px;object-fit:contain;border-radius:10px}.hero-logo{display:block;width:min(100%,250px);height:auto;margin:0 auto 22px}.hero-card{overflow:hidden}.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:12px;padding:14px 20px;background:var(--teal);color:#fff;text-decoration:none;font-weight:800;cursor:pointer;box-shadow:0 8px 18px rgba(44,110,111,.2)}.button:hover{background:#235b5c}.button:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid #f3b61f;outline-offset:3px}.button-small{padding:10px 14px;font-size:.92rem}.button-full{width:100%}.hero{padding:82px 0 70px;background:linear-gradient(135deg,#f7f7f2 0%,#e8f1ee 100%)}.hero-grid{display:grid;grid-template-columns:1.35fr .8fr;gap:62px;align-items:center}.eyebrow{margin:0 0 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li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}.section{padding:76px 0}.section-alt{background:var(--soft)}.section-intro{max-width:720px;font-size:1.06rem}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:34px}.card-number{font-size:.76rem;font-weight:900;color:var(--teal)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;padding:0;list-style:none;margin-top:36px}.steps li{display:flex;gap:14px}.steps>li>span{flex:0 0 38px;height:38px;display:grid;place-items:center;border-radius:10px;background:var(--navy);color:#fff;font-weight:900}.steps h3{margin:4px 0 8px}.steps p{margin:0}.limits-box{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;padding:42px;border-radius:22px;background:var(--navy);color:#eef6f4}.limits-box h2{color:#fff;margin-bottom:0}.limits-box .eyebrow{color:#82c3bc}.limits-box .plain-list 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h1{font-size:clamp(2.2rem,5vw,3.6rem)}.legal-content h2{font-size:1.45rem;margin-top:2rem}.notice{padding:16px 18px;border-left:4px solid #c67a00;background:#fff4d9;border-radius:4px}.back-link{font-weight:700;color:var(--teal)}@media(max-width:860px){.hero-grid,.contact-grid,.limits-box{grid-template-columns:1fr}.cards,.steps{grid-template-columns:1fr 1fr}.limits-box{gap:20px}.contact-grid{gap:30px}}@media(max-width:560px){.wrap{width:min(100% - 28px,1120px)}.brand-logo{width:46px;height:46px}.brand span:last-child{display:none}.button-small{font-size:.84rem}.hero{padding:44px 0}.cards,.steps{grid-template-columns:1fr}.section{padding:56px 0}.email-panel{padding:22px 18px}.limits-box{padding:28px 22px}.footer-inner{align-items:flex-start;flex-direction:column}.footer-inner nav{flex-direction:column;gap:9px}h1{font-size:2.55rem}}